Mortgage loans that are insured by the Federal Housing Administration (FHA)

Mortgage loans that are not insured or guaranteed by a government agency.

Mortgage loans that are backed by the Department of Veterans Affairs (VA) in the United States.

Mortgage loans that do not meet the qualified mortgage standards established by the CFPB.

Mortgage loans that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA)

It is a type of loan that uses the borrower’s home as collateral.

Loans provided by private individuals or non-institutional investors

Allows homeowners, typically seniors, to convert part of their home equity into loan proceeds.