1. Acceptance of Terms:

– By accessing or using our loan services, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Eligibility:

– You must be at least 18 years old and capable of forming a binding contract to use our loan services. By using the services, you represent and warrant that you meet these eligibility requirements.

3. Loan Application:

– All information provided in your loan application must be accurate, complete, and current. Misrepresentation of information may result in denial of the loan application.

4. Loan Approval and Terms:

– Loan approval is subject to our assessment of your creditworthiness. Loan terms, including interest rates and repayment schedules, will be communicated to you upon approval.

5. Interest Rates and Fees:

– The interest rates and any associated fees will be clearly outlined in your loan agreement. It is your responsibility to understand and agree to these terms before accepting the loan.

6. Repayment:

– You agree to repay the loan amount according to the agreed-upon schedule. Failure to make timely payments may result in additional fees and affect your credit score.

7. Privacy Policy:

– Our Privacy Policy outlines how we collect, use, and disclose your personal information. By using our services, you agree to the terms of our Privacy Policy.

8. Security:

– You are responsible for maintaining the security of your account credentials. Any unauthorized use of your account must be reported to us immediately.

9. Termination:

– We reserve the right to terminate or suspend your access to our services at our discretion, without notice, for any conduct that we believe violates these Terms of Service or is harmful to other users or us.

10. Changes to Terms:

– We may update or modify these Terms of Service from time to time. You will be notified of any changes, and continued use of our services after such modifications constitutes your acceptance of the revised terms.

11. Governing Law:

– These Terms of Service are governed by and construed in accordance with the laws of Florida. Any dispute arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in Florida.

Please read these Terms of Service carefully. If you have any questions or concerns, contact us at 786-239-4078